What is the average cost of home insurance in Virginia?

The average annual cost of home insurance in Virginia is $1,705. That’s 19% less than the national average of $2,110.

The average annual cost of home insurance in Virginia is $1,705. That’s 19% less than the national average of $2,110. In most U.S. states, including Virginia, many insurers use your credit-based insurance score to help set rates. Your insurance score is similar but not identical to your traditional credit score. In Virginia, those with poor credit pay an average of $3,455 per year for homeowners insurance. (Nerd Wallet)