1. NNINS Help Center
  2. Rural Estate Coverage

What is required for rural estate insurance?

Our rural estate coverage has certain requirements. Your local agent can help you navigate them.

Our rural estate coverage has certain requirements. Your local agent can help you navigate them. To name a few, a property must:

  • have a Northern Neck home insurance policy with 100% replacement cost.
  • have a minimum of 200 amps electrical servicing the property dwelling.
  • be a one or two family dwelling; mobile homes, doublewides, log homes, and secondary homes are excluded.