How can I save money on my Northern Neck Insurance home and car coverage?

It’s important to recognize when it makes sense to review your coverage for savings and when cheap insurance is not the best idea. Talk with your home insurance agent to discuss how to save money on your home insurance rates.

Our most comprehensive home coverage is your best way to save. When you add our *Homeowners Enhancement Endorsement to your home insurance for just an additional $45 in annual premium, you also get coverage for:

• Earthquake damage
• Equipment breakdown
• Sinkhole collapse
• Loss caused by water which backs up through sewers or drains
• Credit card, fund transfer, forgery and counterfeit money increase limit up to $2,500
• Refrigerated property damage up to $500
• Personal injury
• Special debris removal coverage up to $1000

* Homes built in 1975 or later are eligible

Bundling insurance products is one of the best ways to save money when buying personal property insurance. When you consider all your family's assets and insurance needs together, you can find just the right combination of protection. That's why we specially designed our pricing to reward households with two or more policies.

When you get a quote and purchase NNINS policies within 60 days of one another, you can qualify for:

• A 25% discount on your Car Insurance with an existing homeowners policy.
• An extra 10% off your Home Insurance or Renters Insurance with that auto policy.

You can also qualify for an additional 5% credit for a personal liability insurance policy. Umbrella insurance can protect you with extra liability coverage for you and family members after your home, renters, and auto policy limits tap out, up to $1,000,000.