Standard home insurance policies may not cover your small farm. Talk to your local agent for more information.
Standard home insurance policies may not cover your small farm. For example, if severe weather damages your farm equipment or someone steals your animals, it may not be covered, and a rural estate endorsement may be needed.
You also get extra liability protection with the rural estate endorsement. For example, imagine your horse kicks and injures a neighbor's child and you are sued for medical damages. The rural estate coverage can protect you.