Can I find out if my home insurance claim is going to be covered before I file?

Your local agent can advise you on whether or not to file a claim.

Your local agent can advise you on whether or not to file a claim. Even then, it may be difficult for your insurance agent or our claims team to predict how the claim will work out due to the variables that differ with each scenario. You can plan best by being sure to have adequate emergency funds available in case you decide not to file and to cover deductibles when a claim makes the sense. Learn more about home insurance claims.