Can I find out if my home or car insurance claim is going to be covered before I file?

Your local agent may be able to advise you on whether or not to file a claim. Even then, it may be difficult for your insurance agent to predict how the claim will work out due to the variables that differ with each scenario.

For that reason, we are not able to guide you in making the decision whether or not to file a claim. We recommend contacting your local agent and having adequate emergency funds available in case you decide not to file or to cover deductibles when filing a claim makes the most sense. Learn more about home insurance claims.